Azapay is back🎉! Get 50% off on the Premium Plan subscription—limited time only!



The transfer payment engine you can trust

The smarter way to collect and manage payments.
Unleash growth with our powerful payment and commerce tool
Trusted by brands you know






Azapay is Africa’s first subscription-based payment platform
— now with a Free Plan that lets you run your business without limits. Start for free — only pay when you grow.
How to Get Started
It’s easy to start collecting payments with Azapay:
Step 1
Sign-Up
Create your user account

Step 2
Create Your Business
Create your business account and upload the required KYC

Step 3
Start Collecting Payments
Start collecting payments using Soft Terminal or Payment Links or Issue wallet IDs to your customers for easy recurring transaction

All for ₦0/month. No setup fees
What You Get for Free
Start your business journey with the tools you need — no cost, no hassle.
A Dedicated Collection Account
Get a separate account for your business so you can keep your personal and business finances clearly apart — professional and stress-free.
Cashier App for Your Staff
Give your sales girl or boy secure access to collect payments without giving them access to your main dashboard — full control, zero risk.
Payment Link (No Website Needed)
Easily generate secure payment links and share them via WhatsApp, Instagram DM, or email. Accept online payments with ease.
Instant Settlement
No delays. Your money lands in your wallet instantly, so you can restock, pay vendors, or grow — exactly when you need it.
Our Apps
Endless possibilities for free - Available on the web and app store

In-Person Collection
What is Soft Terminal?
A virtual POS right on your phone or PC - no hardware needed.
Use it for:
Set up cashiers to use the Cashier app for payment confirmation
Accept transfer payments in person
Track transactions in real time
Send receipts via WhatsApp or SMS
Perfect for: Shops, agents, small vendors, freelancers


Online Collection
What is Payment Link?
A toolset that lets you accept payments anywhere, anytime.
Use it for:
Generate shareable payment links
Accept transfer payments online
Monitor settled & pending payments
Perfect for: Online sellers, event organizers, service providers

Pricing Tiers
Plan | Price | Features |
---|---|---|
Starter | ₦ 0/ mo. | Access to Soft Terminal, Payment Links, Wallets on Dashboard & apps |
Growth | ₦ 2,500/ mo. | Increased access to everything in Starter plan |
Premium | ₦ 23,350/ mo. | API access, plus increased access to everything in Growth |
Unlimited | Custom pricing | Unlimited use of everything in Premium |




Why We Made It Free
We're committed to financial inclusion for all. That’s why our core services are now completely free — so anyone can build, sell,and collect without upfront costs.
Jacquelyn Madu
CEO
Real Businesses. Real Results
“Using azapay since 2022 and its been very helpful, less stress confirming transfers. I would definitely recommend it to other businesses”
RooomXIX
Lynda

“Switching to Azapay reduced failed transactions by over 60% and transaction fees by 98%. Our sales team finally has a reliable payment partner.”
Tunde Babalola
Chief Commercial Officer, GadgetBay.ng

“As a small edtech startup, we needed something simple. Azapay’s setup was fast, and their support team is actually helpful.”
Samuel Eze
Co-founder, LearnBright

“Our logistics team uses Azapay’s Wallet system for real-time payouts to riders. It’s cut down our reconciliation time by half.”
Musa Garba
Head of Operations, Brisk Move Logistics

“Azapay’s onboarding experience was refreshingly simple. We had our payment systems live in one day.”
Richard Nnamdi
CEO, DevVolt Technologies

“I send out payment links directly from my phone, and customers pay immediately. I don’t need a website to sell.”
Zainab Shagaya
Skincare Specialist, GlowCrate Beauty

“We use the Soft Terminal on our phones for deliveries, and it’s been a huge help. No need to carry a POS machine around.”
Ifeoma Okoro
Co-founder, FitGear Apparel

“Using Azapay across our retail stores made it easier to manage transactions and staff sales commissions in real time.”
Adaobi Nwosu
Retail Operations Lead, QuickCart Grocery

“Using azapay since 2022 and its been very helpful, less stress confirming transfers. I would definitely recommend it to other businesses”
RooomXIX
Lynda

“Switching to Azapay reduced failed transactions by over 60% and transaction fees by 98%. Our sales team finally has a reliable payment partner.”
Tunde Babalola
Chief Commercial Officer, GadgetBay.ng

“As a small edtech startup, we needed something simple. Azapay’s setup was fast, and their support team is actually helpful.”
Samuel Eze
Co-founder, LearnBright

Our Partners







Your Azapay Starts Here
Enjoy seamless transaction solutions all at your finger tips today!
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